Terms of Service

1. Acceptance of Terms

By accessing or using the VetPaymentPlans website at {{DOMAIN}}, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, you must not use our website or services.

2. Service Scope Disclosure

Our sole function is to connect pet parents with lending partners who offer payment plans for veterinary care. We do not:

• Make credit decisions or guarantee loan approval.
• Set or control interest rates (APR), repayment terms, or loan conditions.
• Handle loan disbursement, payment processing, or debt collection.
• Provide veterinary services, medical advice, or pet insurance products.

All financing offers presented through our platform come from independent lending partners. You are under no obligation to accept any offer presented to you.

3. User Eligibility

To use VetPaymentPlans, you must:

• Be at least 18 years of age.
• Be a resident of the United States.
• Provide accurate, complete, and current information when submitting a financing inquiry.
• Not use our platform for any unlawful purpose or in violation of these Terms.

Loans may not be available in all states. Availability of lending partners and financing offers varies by jurisdiction.

4. Intellectual Property

All content on this website, including but not limited to:

• Site branding, logos, and the VetPaymentPlans name.
• Page layout, design elements, and visual composition.
• SVG graphics, illustrations, and iconography.
• Text content, marketing copy, and educational materials.

is the property of VetPaymentPlans and is protected by United States and international copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this site without our prior written consent.

5. Limitation of Liability

VetPaymentPlans provides our platform on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all liability regarding:

• Third-party financing approvals, denials, or loan terms offered by lending partners.
• Interest rates (APR), repayment schedules, or fees set by lending partners.
• Loan processing timelines, funding delays, or disputes between borrowers and lenders.
• Accuracy or completeness of financing offers displayed on our platform.
• Any indirect, incidental, special, or consequential damages arising from your use of our website.

You acknowledge that any financing agreement you enter into is solely between you and the lending partner, and VetPaymentPlans bears no responsibility for the terms or outcomes of that agreement.

6. Third-Party Links

Our website may contain links to third-party websites, including lending partners and other service providers. We are not responsible for the content, privacy policies, or practices of these third-party sites. Accessing third-party links is at your own risk.

7. Indemnification

You agree to indemnify and hold harmless VetPaymentPlans, its officers, directors, employees, and affiliates from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from your use of our platform or your violation of these Terms.

8. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, United States of America, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in the State of New York.

9. Changes to These Terms

We reserve the right to modify these Terms at any time. We will post updated Terms on this page with a revised "Last Updated" date. Your continued use of the website after changes constitutes acceptance of the new Terms.

10. Contact Us

If you have questions about these Terms of Service, please contact us: